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Navigate through all our calculators, guides, and resources to help you understand and manage your UK student loans

Last updated: 16 October 2026

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Student loan plans

Which student loan plan am I on?

Student finance

Student finance UK guide

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Student finance by UK nation

Student loan guides and news

Student loan guides index

How we work

Student Loan Plans

Plan 1 Plan 2 Plan 4 Plan 5 Postgraduate Loan

Student Finance Application

Student Finance Hub How to Apply for Student Finance When to Apply: Student Finance Deadlines Application Status Tracker Common Application Mistakes Household Income — How It Works Parents' Income Assessment Estrangement & Independent Status Parental Contribution Explained

Eligibility Guides

Eligibility Guides Hub UK Nation & Residency Requirements Second Degree Funding Mature Students Part-Time Students Disabled Students (DSA)How Many Years of Student Finance

Payment Dates

Payment Dates Hub Student Finance Payment Dates 2026/27 Your First Student Finance Payment Termly Payment Schedule Explained Why Your Payment Is Late Changed Course Payment Impact Withdrawn or Suspended Study Payments Repeat Year Payment Changes Repayment Start Date Calculator

Compare Plans & Scenarios

Plan 1 vs Plan 2 Plan 2 vs Plan 5 Student Loans by Profession Student Loans on £25k Salary Student Loans on £50k Salary Undergraduate vs Postgraduate

Real-World Repayment Scenarios

Scenarios Hub Doctor Salary Progression Teacher Loan Repayment Reality £30k Salary Timeline

Common Questions Answered

Questions Hub Can I Escape Student Loans Abroad?Is University Worth the Debt?Should Parents Pay Upfront?What Happens If I Never Earn Enough?

Guides & Resources

Bonus Payments Student Loans UK Career Progression Student Loans Marginal Tax Contractors Student Loans IR35 Umbrella CIS Crossing Student Loan Thresholds UK How Student Loans Work UK Investing vs Loan Repayment Investment Income Dividends Student Loans UK Loan Interest Explained Maternity Pay Student Loans UK Moving Abroad UK Student Loans Multiple Jobs Student Loans UK P60 P45 Student Loan Repayments Part Time Work Student Loans UK PAYE vs Self Assessment Student Loans Pension vs Student Loan Overpayments UK Plan 2 Student Loans UK Strategy Postgraduate Loans UK Strategy Repayment Thresholds Salary Sacrifice Student Loans UK Self Employment Student Loans UK Should I Overpay Loan Side Hustles Student Loans UK Student Loan Tax Code Payslip UK Student Loan Tax Codes Student Loans and Mortgages Student Loans and Taxes Student Loans High Earners Student Loans Low Income Loan Types Explained Student Loan Interest Rates Budgeting for Students Maintenance Loan Guide How Much Maintenance Loan Will I Get?Minimum Maintenance Loan Maximum Maintenance Loan Maintenance Loan: Living at Home vs Away Maintenance Loan London Rate Explained Maintenance Loan Household Income Bands

Financial Planning with Student Loans

Financial Planning Hub Cycle to Work Loan Reduction BTL Property with Loans

Property & Mortgages

Property Hub FTB Affordability Calculator Help to Buy & Student Loans Shared Ownership Feasibility Guarantor Mortgages & Loans First Home Scheme & Loans Remortgage with Student Debt Offset Mortgage & Loans BTL Portfolio & Student Loans

Couples & Student Loans

Couples Hub Divorce Student Loan Split Marriage Loan Implications Parental Contribution Own Kids

Debt Management & Student Loans

Debt Management Hub Credit Score & Loan Myths Credit Builder Apps for Students Hardship Payment Plans Bankruptcy & Student Loans IVA & Loan Interaction

International & Expat Loans

International Student Loans Australia Student Loan Repayment Canada UK Loan Management Cruise Ship Worker Loans Diplomatic Service Loans Dubai UAE Loan Obligations Germany EU Student Loans Netherlands Loan Repayment New Zealand Repayment Guide Notifying SLC Moving Abroad Overseas Arrears Resolution Returning Expat Loan Restart Spain Portugal Expat Loans Switzerland High Earner Loans Tax Treaty Loan Impact USA Student Loan Expats

UK Regional Systems

Regional Student Loan Systems Channel Islands Isle of Man England to Scotland Transfer NI Student GB University Northern Ireland Loans Scotland SAAS Loan Differences Scottish Postgrad England Wales Student Finance Welsh Student English Uni

Student Loan Lifecycle

Student Loan Lifecycle Changing Course Loan Adjustments Choosing University Loan Impact Death Loan Cancellation Dropping Out Loan Consequences Foundation Year Loan Costs Gap Year Loan Implications Maintenance Loan Estimator by City Placement Year Loan Impact Repeat Year Funding Retirement Outstanding Loans Study Abroad Year Loans Unemployment Loan Accumulation

Life Events & Student Loans

Life Events Hub Caring Responsibilities Loans Mental Health Financial Break Disability Loan Cancellation Long-Term Sick Leave Loans Early Retirement Planning Pregnancy Loan Planning Career Break & Sabbatical Redundancy Loan Management

All Calculators

Basic Calculators

Postgraduate Loan Calculator Monthly Repayment Calculator Student Loan Interest Calculator Maintenance Loan Amount Calculator

Advanced Calculators

Combined Repayment Calculator Early Payoff Date Calculator Total Loan Cost Calculator Student Loan Overpayment Calculator Loan Writeoff Checker Repayment Start Date Calculator

Impact & Scenario Calculators

Career Progression Calculator Bonus & Variable Pay Impact Calculator

Employment & Income Calculators

Self-Employed Loan Calculator Part-Time Earnings Calculator Multiple Jobs & Side Income Calculator Umbrella IR35 PAYE Calculator Multiple Jobs PAYE Split Calculator

PAYE & Tax Calculators

Bonus Month PAYE Calculator SL & PGL Tax Code Impact Calculator

Self Assessment Calculators

SA Unearned Income Calculator Self Assessment Balancing Payment Calculator

Special Circumstances Calculators

Part Year Employment & Career Break Calculator Pension Salary Sacrifice Effect Calculator

Reference Tools

Plan Cohort Finder Tax Year Threshold & Interest Browser

News & Updates

News Hub UK Student Loan Repayments Fall by More Than Half Since 2016 2026 Student Loan Updates Political Party Loan Policies

Advanced Student Loan Strategies

Combined Repayment Calculator Contractors, IR35, Umbrella and CIS Notifying the SLC When Moving Abroad

Legal Information

Legal Information Hub SLC Complaints Procedure GDPR Data Rights with SLC Judicial Review Cases Loan Terms and Conditions Parliamentary Loan Changes

Student Loan Updates & Changes

Updates Hub 2026-27 Academic Year Changes 2025 Threshold Changes 2025 Interest Rate Updates Budget 2025 Student Loans

Policy & Legal

About How we calculate Sources we use Editorial policy Corrections and updates Contact Privacy policy Terms Disclaimer Cookie Policy

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