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Corrections and Updates

Last updated:

If you find a wrong figure, email info@studentloancalculator.uk with the page address and what looks wrong. Every correction we make is dated and listed below.

How to report an error

  1. Email info@studentloancalculator.uk or use the form on the contact page and choose "Report an error".
  2. Give the page address, the figure or sentence, and the source you think is right.
  3. We check it against the primary source. If it is wrong we fix it and add a dated entry to this page. The wider change history is on the change log.

Corrections log

Newest first. Each entry says what the page said before, what it says now and the source checked. How we source and verify figures is on the methodology page.

  1. Last paid outbound links removed

    Before
    Three guide and calculator pages carried paid outbound links marked rel="sponsored": a leave-tracker product on the write-off checker, a car-shipping service on the moving-abroad guide, and a phone-checking site on the side-hustles guide.
    Now
    The three links, and the off-topic sentences built around them, were removed. The site now has no paid outbound links. Any link placed for a commercial reason in future will be marked rel="sponsored" and disclosed.

  2. Redundancy pay and student loan deductions

    Before
    The page said severance payments are earned income and a 9% deduction applies to them like salary. It also quoted the 2025 statutory redundancy cap and several figures with no source (job-search times, extra interest, amounts written off).
    Now
    Genuine redundancy payments and damages for breach of contract on dismissal are not earnings for student loan deductions; wages, overtime, bonuses, statutory sick pay and statutory maternity pay are. The statutory redundancy cap is £751 a week (maximum £22,530) for redundancies on or after 6 April 2026. The unsourced figures were removed. Pay in lieu of notice and holiday pay are not listed in the HMRC manual, so the page tells readers to ask payroll.

  3. Dividends, Self Assessment and the 2026/27 dividend rates

    Before
    Pages said dividends are excluded from student loan calculations, so £12,570 of salary plus £40,000 of dividends meant zero repayments, and quoted 2024/25 dividend rates.
    Now
    Payroll deductions ignore dividends, but Self Assessment total income includes unearned income above £2,000, and once it is over £2,000 the whole amount counts. Dividend rates are the 2026/27 rates: 10.75% (ordinary), 35.75% (upper), with a £500 allowance.

  4. National Insurance rates in salary sacrifice, pension and tax-code examples

    Before
    Examples used employee National Insurance of 12% and employer 13.8%, and a combined 41% saving for a basic-rate taxpayer with a loan.
    Now
    Employee National Insurance is 8% (2% above £50,270) and employer 15% above £5,000. The basic-rate saving with a student loan is 20% + 8% + 9% = 37%. Worked examples were recomputed.

  5. Plan 2 write-off is 30 years, not 40

    Before
    Four pages said a Plan 2 loan is written off after 40 years.
    Now
    Plan 2 loans are written off 30 years after the April you were first due to repay. Plan 5 is the plan with a 40-year term.

  6. Overseas repayment thresholds

    Before
    Thresholds for living abroad were calculated by multiplying the UK threshold, and some country figures (for example the UAE and the USA) were wrong.
    Now
    Every country figure is copied from the GOV.UK 2026/27 overseas tables (20 countries across the five plans). 37 country rows differed on at least one value. The UAE Plan 2 threshold is £23,510 and the USA Plan 2 threshold is £35,260. The rule for several loans was corrected: undergraduate plans share the lowest threshold, and the Postgraduate Loan has its own 6%.

  7. Payslip example used last year's thresholds

    Before
    The payslip page quoted the 2026/27 Plan 1 monthly threshold (£2,241) but worked its example with the 2025/26 figure (£2,172).
    Now
    The example is (£3,000 - £2,241) x 9% = £68.31, taken as £68 because deductions are rounded down to whole pounds. The monthly thresholds shown are the 2026/27 ones.

  8. Plan 1 threshold for 2027/28

    Before
    The site said the 2027/28 thresholds had not been announced.
    Now
    The Plan 1 threshold rises to £28,005 from 6 April 2027 to 5 April 2028 (GOV.UK announcement of 10 August 2026). Plan 4 and Postgraduate figures for 2027/28 are not yet published, and the calculators still treat them as an assumption.

  9. Student Loans Company complaints procedure

    Before
    The page described three internal stages with 15 working days each, then the Independent Case Examiner, and quoted success rates and case counts that no published source supports.
    Now
    The page follows the SLC's own published procedure: acknowledgement within 5 working days, a detailed response within 20 working days, a review by an Independent Assessor that concludes the complaints process, then legal advice or the relevant Ombudsman. The Independent Case Examiner handles complaints about the Department for Work and Pensions, not the SLC. The invented statistics were removed.

  10. Life events pages now say which plan the examples use

    Before
    Fourteen life-events pages used Plan 5 figures (£25,000 threshold, 40-year write-off) in their examples without saying so, although Plan 5 applies only to English courses that started on or after 1 August 2023.
    Now
    Each page carries a note before the key takeaways that says the examples assume Plan 5, shows the Plan 5 threshold from the constants file and links to the plan finder and the which-plan guide.

  11. Unverifiable pages removed

    Before
    A news page described a court case we could not find in the National Archives case-law database, with litigation statistics no source supports. Another described an SLC app with download and satisfaction figures we could not trace to the SLC or GOV.UK.
    Now
    Both pages were removed. They now return "page not found". They were part of a wider clean-up on 5 October 2026 in which 84 pages that duplicated another page or sat outside the student loan topic were removed: 66 now redirect to the page that covers the topic and 18 return "page not found".

  12. Postgraduate loan, Northern Ireland and Wales tuition fee figures

    Change
    Corrected postgraduate Master's and Doctoral Loan figures site-wide: several pages were pairing a real historic loan maximum with the wrong academic year label. Added POSTGRADUATE_LOAN_MAX (2022/23 to 2026/27) to student-loans.ts as the single source of truth, current 2026/27 figures are £13,206 (Master's) and £31,122 (Doctoral). Also corrected the Northern Ireland tuition fee cap to £4,985 for 2026/27 and the Wales tuition fee cap to £9,790 for 2026/27 (same as England); Wales does not have a distinct lower cap.

  13. Interest rates updated to the March 2026 RPI figure

    Change
    RPI updated to the March 2026 figure of 4.1%, in force 1 Sept 2026 to 31 Aug 2027 (DfE announcement 10 August 2026). Plan 1, Plan 4 and Plan 5 move from 3.2% to 4.1%; Plan 2 slides 4.1% to 7.1% uncapped but is held at the 6% cap; Postgraduate uncapped 7.1%, capped 6%.