About Student Loan Calculator UK
Our Mission
Student Loan Calculator UK provides free, accurate tools to help UK students and graduates understand their loan repayments. Our mission is to make student finance more transparent and accessible to everyone.
Whether you're planning your university finances or managing your repayments after graduation, our calculators help you make informed decisions about your student loans. Try our Monthly Repayment Calculator or browse the plan comparison to see how they work. For the sources behind every figure and the assumptions our calculators make, read our methodology page.
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Who We Are
Dr. Lila Sharma
UK Education Policy Specialist
Dr. Lila Sharma is a UK education policy specialist with 15+ years of experience in UK education policy and student finance. She founded Student Loan Calculator UK to help students understand UK student loans, university funding and repayment rules. Read her full author profile for her background, areas of expertise and editorial experience.
Most day-to-day guides and calculators on this site are maintained by our editorial team rather than credited to Dr. Sharma individually. Where a specific article names her as its writer or reviewer, that byline links to her author profile above.
Editorial Policy
Our content focuses on making complex education and student-finance information understandable without removing important qualifications or exceptions. Where information changes regularly, we check it against GOV.UK, the Student Loans Company and UCAS.
Our methodology uses government thresholds and rates, Student Loans Company repayment rules and current interest-rate information, kept current through the constants that power every calculator on this site.
When we correct a figure or a rule after publication, the change is recorded in our corrections page.
Ownership & Independence
Student Loan Calculator UK is an independent educational resource and is not affiliated with the UK government or the Student Loans Company. Its calculators provide estimates based on published rules and rates, while individual circumstances may differ.
Student Loan Calculator UK is a free-to-use resource supported by advertising shown alongside our calculators and guides. Advertising has no influence over which figures our calculators use or what our guides say; every threshold and rate on this site is sourced from GOV.UK and Student Loans Company guidance, not from an advertiser.
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How Our Calculators Work
Our calculators are built using official data from:
- Government thresholds and rates from gov.uk
- Student Loans Company (SLC) repayment rules
- Latest interest rate calculations
We regularly update our calculators to reflect changes in government policy and interest rates. For detailed information about how student loans work, check out our comprehensive guide.
Transparency & Ethics
Our Commitment to Accuracy
We are committed to providing accurate and up-to-date information. However, it's important to note that:
- We are not affiliated with the UK government or Student Loans Company
- Our calculators provide estimates based on current rules and rates
- Individual circumstances may vary
- Our content is for informational purposes only
For official information, please visit gov.uk/student-finance.
How this site is run
Student Loan Calculator UK is an independent website. These pages explain how we work, where our figures come from and how we fix mistakes:
- How we calculate : the formulas, rates and assumptions behind every figure.
- Sources we use : GOV.UK, SLC, HMRC and legislation, by topic.
- Editorial policy : how pages are updated, and how ads and links are handled.
- Corrections and updates : a dated log of every correction, and how to report one.
- Contact : [email protected].
Have Questions?
Check out our Frequently Asked Questions for more information about student loans and our calculators.