Student Loan Guides
Understand the UK student loan system with our comprehensive guides and resources
Understanding Loan Mechanics
How UK Student Loans Work
A comprehensive guide to the UK student loan system, plans, and repayment mechanics.
Understanding Student Loan Interest
How interest rates work, how they're calculated, and their impact on your total repayments.
Repayment Thresholds Explained
A guide to income thresholds for all UK student loan plans and how they affect your monthly payments.
Salary & Scenario Guides
Student Loans on Low Incomes
What happens if you earn below the repayment threshold or have variable income.
Student Loans for High Earners
Strategic planning for graduates expecting high incomes and when early repayment makes sense.
Student Loans & Mortgages
How student loan repayments affect mortgage applications and housing affordability.
Repayment Strategy Guides
Should You Overpay Your Student Loan?
A detailed analysis of when making additional payments makes financial sense.
Investing vs. Loan Repayment
Comparing the potential returns of investing extra money versus paying off your student loan faster.
Student Loans & Tax Planning
Understanding how student loan repayments interact with income tax and pension contributions.
Calculate Your Personal Repayments
Use our suite of calculators to apply what you've learned to your specific situation.