Change Log & Corrections
Correction Log
Every factual correction and trust fix we have made to this site, dated and specific. This is separate from the feature history below: it exists so you can see when a number was wrong and what it was corrected to, not just when a calculator shipped. See our methodology page for how we source and verify figures, and contact us if you spot an error.
2026-09-06
Removed the unverified "Chartered Accountant (ACA)" credential from the reviewer byline (LastUpdated.tsx, AuthorReviewer.tsx and authors.ts). No one at this site holds a checkable accountancy qualification, so we stopped implying one. Pages with no clear written-or-reviewed claim now fall back to the editorial team byline instead of a named expert.
2026-09-06
Removed a fabricated AggregateRating (star rating) from three calculator pages. We do not run a review collection system, so we should not have been emitting review-count schema for one.
2026-09-06
18 paid outbound links were removed or marked rel="sponsored" so they no longer pass PageRank to advertisers.
2026-09-06
Published an author page for Dr Lila Sharma at /author/lila-sharma/ carrying only what is actually verified about her, and rewired page bylines so calculators and guides stop crediting a named expert where no written-or-reviewed claim exists.
2026-09-06
Added inline source citations next to the load-bearing figures on our highest-traffic pages, linking the specific GOV.UK, HMRC or SLC page rather than a generic footer link.
2026-09-06
Corrected postgraduate Master's and Doctoral Loan figures site-wide: several pages were pairing a real historic loan maximum with the wrong academic year label. Added POSTGRADUATE_LOAN_MAX (2022/23 to 2026/27) to student-loans.ts as the single source of truth, current 2026/27 figures are £13,206 (Master's) and £31,122 (Doctoral). Also corrected the Northern Ireland tuition fee cap to £4,985 for 2026/27 and the Wales tuition fee cap to £9,790 for 2026/27 (same as England); Wales does not have a distinct lower cap.
2026-09-06
RPI updated to the March 2026 figure of 4.1%, in force 1 Sept 2026 to 31 Aug 2027 (DfE announcement 10 August 2026). Plan 1, Plan 4 and Plan 5 move from 3.2% to 4.1%; Plan 2 slides 4.1% to 7.1% uncapped but is held at the 6% cap; Postgraduate uncapped 7.1%, capped 6%.
2026-09-06
"Last reviewed" and "last updated" dates across the site now come from each page's real git history instead of a single hardcoded site-wide date.
2026-07-23
Updated to 2026/27 tax year as current. Plan 1 threshold £26,900; Plan 2 £29,385 (frozen 2027-2030); Plan 4 £33,795; Plan 5 £25,000. RPI 3.2%. 6% interest cap on Plan 2 & 3 from 1 Sept 2026.
2025-09-01
Interest rates reset to March 2025 RPI of 3.2%: Plan 1, Plan 4 and Plan 5 at 3.2%; Plan 2 on the 3.2% to 6.2% sliding scale by income; Postgraduate at 6.2%
Feature History
The releases below are when calculators, guides and tools were added. For fact corrections, see the Correction Log above.
Version 2.0.0 - Enhanced Calculator Platform
2024-11-03
HMRC Calculator Suite (16)
Bonus Month PAYE Calculator - Calculate tax on bonus payments
CIS Self Employed Calculator - Construction Industry Scheme calculations
Multiple Jobs PAYE Split Calculator - Handle multiple employment tax
P60-P45 Student Loan Reconciliation Calculator - Reconcile tax documents
PAYE Period Threshold Calculator - Calculate period-specific thresholds
SA Unearned Income Calculator - Self-assessment unearned income
Self Assessment Balancing Payment Calculator - Calculate balancing payments
SL Split Tax Code Impact Calculator - Split tax codes for student loans
SLC vs SA Calculator - Compare SLC vs Self Assessment routes
Umbrella IR35 PAYE Calculator - IR35 umbrella company calculations
PAYE vs Self Assessment Repayment Calculator - Compare repayment methods
Contractors Student Loans IR35 Umbrella CIS Guide - Contractor-specific guidance
P60-P45 Student Loan Repayments Guide - Tax document guidance
PAYE vs Self Assessment Student Loans Guide - Payment method comparison
Student Loan Tax Code Payslip UK Guide - Payslip understanding
Student Loan Tax Codes Guide - Tax code explanations
Calculators (29)
Combined Repayment Calculator - Calculate combined loan repayments across multiple plans
Early Payoff Date Calculator - Determine when you can pay off your loan early
Graduation Year Impact Calculator - See how graduation year affects your repayments
Income Threshold Alert Calculator - Get alerts when you approach repayment thresholds
Inflation Impact Calculator - Factor inflation into long-term loan calculations
Maternity/Paternity Leave Adjustment Calculator - Calculate repayments during parental leave
Part Time Earnings Calculator - Specialized calculator for part-time workers
Plan 1 Student Loan Calculator - Dedicated Plan 1 calculator
Plan 4 Student Loan Calculator - New Plan 4 support for Scottish students
Regional National Comparison Calculator - Compare loan impacts across UK nations
Repayment Start Date Calculator - Calculate when repayments begin
Salary Growth Impact Calculator - Project future salary growth effects
Self Employed Loan Calculator - Specialized for self-employed graduates
SLC Interest Rate Impact Calculator - Track Student Loans Company rate changes
Student Finance Calculator - Comprehensive student finance planning
Student Loan Interest Calculator - Detailed interest calculations
Student Loan Overpayment Calculator - Advanced overpayment strategies
Total Loan Cost Calculator - Complete lifetime cost analysis
P60-P45 Student Loan Reconciliation Calculator - Reconcile tax documents
Self Assessment Balancing Payment Calculator - Calculate balancing payments
SL Split Tax Code Impact Calculator - Split tax codes for student loans
Bonus Variable Pay Impact Calculator - Variable pay impact on loans
Combined UG Repayment Calculator - Undergraduate combined repayments
Multiple Jobs Side Income Calculator - Side income loan calculations
Part Year Employment Career Break Calculator - Career break impacts
Pension Salary Sacrifice Effect Calculator - Pension sacrifice impacts
Hero Section Calculator Display - Prominent calculator showcase
Advanced Calculator Organization - Improved navigation and categorization
Professional Calculator Suite - Enterprise-grade calculation tools
Educational Guides (31)
Bonus Payments Student Loans UK Guide - How bonuses affect repayments
Career Progression Student Loans Marginal Tax Guide - Career progression impacts
Contractors Student Loans IR35 Umbrella CIS Guide - Contractor-specific guidance
Crossing Student Loan Thresholds UK Guide - Threshold crossing strategies
How Student Loans Work UK Guide - Updated comprehensive guide
Investing vs Loan Repayment Guide - Enhanced investment strategies
Investment Income Dividends Student Loans UK Guide - Investment income impacts
Loan Interest Explained Guide - Detailed interest explanations
Maternity Pay Student Loans UK Guide - Maternity leave considerations
Moving Abroad UK Student Loans Guide - International repayment guide
Multiple Jobs Student Loans UK Guide - Multiple employment guidance
P60-P45 Student Loan Repayments Guide - Tax document guidance
Part Time Work Student Loans UK Guide - Part-time work considerations
PAYE vs Self Assessment Student Loans Guide - Payment method comparison
Pension vs Student Loan Overpayments UK Guide - Pension vs loan strategies
Plan 2 Student Loans UK Strategy Guide - Plan 2 specific strategies
Plan 5 Student Loans UK Optimization Guide - Plan 5 optimization
Postgraduate Loans UK Strategy Guide - Postgraduate loan strategies
Repayment Thresholds Guide - Threshold management strategies
Salary Sacrifice Student Loans UK Guide - Salary sacrifice impacts
Self Employment Student Loans UK Guide - Self-employment considerations
Should I Overpay Loan Guide - Enhanced overpayment decisions
Side Hustles Student Loans UK Guide - Side income guidance
Student Loan Interest Rates Guide - Interest rate explanations
Student Loan Tax Code Payslip UK Guide - Payslip understanding
Student Loan Tax Codes Guide - Tax code explanations
Student Loans and Mortgages Guide - Updated mortgage guidance
Student Loans and Taxes Guide - Tax interaction guide
Student Loans High Earners Guide - High earner strategies
Student Loans Low Income Guide - Low income support
Comprehensive Guide Library - Expanded educational content
Comparison Tools (2)
Regional National Comparison Calculator - Compare loan impacts across UK nations
Student Loan Income Comparison - Enhanced income comparison tool
Supported Loan Plans (1)
Multi-Plan Support - Support for all UK student loan plans
Technical Features (5)
Hero Section Calculator Display - Prominent calculator showcase
HMRC Integration Suite - Complete HMRC calculator integration
Enhanced Mobile Experience - Improved mobile calculator interface
Real-time Tax Integration - Live tax calculation integration
Professional Calculator Suite - Enterprise-grade calculation tools
29
Calculators
16
HMRC Suite
31
Guides
2
Comparisons
1
Loan Plans
5
Tech Features
0
Expert Content
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