Switching degrees, funding implications, and repeat year eligibility when changing your university course
Approximately 10% of UK students change their course during their first two years. Your funding continues, but years spent on your original course count toward your total funding limit. Understanding the loan implications helps you make informed decisions about switching degrees.
You get length of course + 1 year funding. Switch after Year 1, you have 3 years left for a new 3-year degree. The debt from Year 1 remains—you don't get a "refund" for the original course tuition or maintenance loans.
Internal transfers: Usually seamless funding continuation. External transfers (different university): Inform Student Finance immediately to avoid payment delays.
Contact university student support, apply via UCAS if changing universities, inform Student Finance England of new course details within 5 days to avoid funding interruption.
UK Education Policy Specialist
With over 15 years of experience in UK education policy and student finance, Dr. Sharma founded Student Loan Calculator UK to help students navigate the complex world of student loans.