Should you invest extra money or use it to overpay your student loan? Compare the potential returns to make the best financial decision.
This calculator provides estimates only. Consider your personal circumstances, emergency fund, and risk tolerance. Seek professional financial advice for complex situations.
How much extra money do you have available each month?
Used to calculate your current loan repayments
How long do you plan to invest/overpay for?
Historical stock market average is around 7-8% annually
Deciding whether to invest extra money or use it to overpay your student loan is one of the most common financial dilemmas for graduates. This calculator helps you compare the potential outcomes of both strategies.
Use our comprehensive loan calculators to see your complete repayment timeline and understand all your options.